End to End Solutions for All Borrowers
Our Balanced Approach
We diversify our lending opportunities across multiple loan programs, over a range of borrowers and markets.
- LTC up to 80% and LTV up to 65%
- Interest Rates Starting at 10%
- 100% Rehab Financing
- 6–12-month Terms
Get Started Easily
Below is an overview of the guidelines and terms of our financing options. Once accepted, we move quickly to get your loan closed and funded. It’s that easy!
Waldenstone Capital has the speed and the terms to get you to the finish line.
PROPERTY
Our Guidelines
- All residential types
- Residential properties cannot be owner occupied
TERMS
Competitive Financing
- Interest rates starting at 10%
- 6 to 12- month terms
- Interest only payments
- No interest on undrawn funds
- Up to 100% rehab cost
BORROWER
Borrower Profile
- No minimum credit score
- No recent bankruptcies or foreclosures
- Closing in corporate entities Only
DRAWS
Rehab Made Simple
- Materials, labor, demolition, permit fees, and more reimbursable
- Get reimbursed throughout the rehab time
- Virtual Inspection to confirm the work is complete
- 1-3 days from inspection to draw
Why Waldenstone Capital?
Whether you’re a fix and flip or ground up construction investor, Waldenstone Capital has the speed and the terms to meet your needs.
Document Checklist
Our concise document checklist streamlines the loan processing, ensuring efficiency for both parties involved.
Requirement for Business Entities
- Organization documents (e.g. Operating Agreement, Articles of Incorporation etc.)
- Company’s most recent banks statements
- Executed contract
- Renovation budget (not detailed)
Common Questions
What States do we lend in?
We lend in multiple States. Contact us to verify the eligibility of your location.
How soon can I close?
We can close in as soon as one day; however, usually, we close between 5-7 business days from receipt of required documents.
Is there a prepayment penalty?
No. As soon as your rehab is complete and you’re ready to refinance or sell, Waldenstone Capital will accept payoff without a prepayment penalty.
Do you do second Mortgages
Generally, no. We typically do first mortgages; however, we will review the opportunity.
CONTACT US
Let's Discuss Next Steps
Waldenstone Capital
2405 York Rd, Ste 201
Lutherville-Timonium, Maryland 21093
(410) 775-5569